"Rolling out" a 401(k) plan to an annuity typically means converting the balance of the 401(k) account into an annuity contract. This can be done by the individual, or with the help of a financial advisor. The annuity can provide a guaranteed stream of income in retirement, but it is important to consider the fees and potential downsides before making this decision. It's also important to consider the tax implications of the rollover and consult a tax professional. The strategy for rolling out a 401(k) to an annuity will depend on the individual's specific goals and financial situation. Here are a few things to consider when developing a strategy: Assessing retirement income needs: The main purpose of rolling over a 401(k) to an annuity is to provide a guaranteed stream of income in retirement. It is important to consider how much income will be needed to cover expenses and how long that income will be needed. Evaluating the current 401(k) plan: Before rolling over